Credit Union Hours
Mon -- 12:00PM to 4:30PM 
Tue -- 12:00PM to 4:30PM 
Wed -- 12:00PM to 4:30PM 
Thu -- 12:00PM to 4:30PM 
Fri -- 12:00PM to 4:30PM 
 

Contact Information
Erie Police FCU 
626 State Street - Room 112  
City Hall 
Erie, PA 16501 
(814) 453-2540 
FAX: (814) 453-4075 
 

Loan Rates

Effective 3/13/2017

Term New Car
2016-2017 Model Year
Used Car
2015-2014
Model Year
Used Car
2013 or Older
Model Year
Minimum Value
of Car
24 months 3.74% APR 3.74% APR 3.99% APR  
36 months 3.99% APR 3.99% APR 4.24% APR  
48 months 4.24% APR 4.24% APR 4.49% APR  
60 months 4.49% APR 4.74% APR 4.99% APR  $10,000
72 months 4.99% APR 5.24% APR 5.74% APR $15,000

The above auto rates apply to members with a credit score between 660 and 699.

Higher Credit score will receive a discount: a credit score <740 wiil recieve a discount of 0.5%; a credit score between 739 and 700 will receive a 0.25% discount.Lower credit scores will receive an adder as follows: A credit score between 600 and 659 will have an adder of 0.5%; while credit scores below 600 will have an adder of 0.75%                

Auto loans ATV Loans, RV loans, and Boat loans where the loan value exceed the NADA value will carry a slightly higher loan rate; ask the loan officer for details. 

 

    New RV Boat, ATV Rates:                           Used RV Boat ATV

24 mo                  6.25%  Apr                                 6.50% Apr

36 mo                  6.75%  Apr                                 7.00% Apr

48 mo                  7.25% Apr                                  7.50% Apr

60                       7.75% Apr                                  8.00% Apr

72                       7.75% Apr                                  8.00% Apr

Loans are available to our members based upon past credit history, ability to pay (debt ratio) and with  acceptable collateral.  Rates are based on a credit score of 660 - 699.  A higher credit score will granted a rate discount while a lower score will be given a rate addition.

 

 
 
Erie Police FCU
626 State Street - Room 112
City Hall
Erie, PA 16501
Phone:  (814) 453-2540      FAX:  (814) 453-4075

email:
Routing Number: 243380901
 
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